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Important Disclosures

Check the background of your financial professional on FINRA's BrokerCheck. Check the background of your financial professional at the Investment Advisor Public Disclosure page.


​Investment Advisory Services offered through ClearFP Advisors, LLC., FINRASIPC. Insurance services offered through Clear Financial Partners, Inc., ClearFP Advisors, and/or ClearFP Life, LLC

​The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.​ Copyright 2019 FMG Suite.

​Advisory services are only offered to clients or prospective clients where Clear Financial Partners, Inc. and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Clear Financial Partners, Inc. unless a client service agreement is in place. Not affiliated with or endorsed by the Social Security Administration or any other government agency. Please contact a qualified tax advisor or estate planning attorney.

​This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of the services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Clear Financial Partners, Inc. at (503) 579-1000.


An investment adviser (RIA) or investment advisor (IA) representative may only transact business in a state if first registered, or if it is excluded or exempt from state broker/dealer, investment adviser or IA registration requirements as appropriate. Follow-up and/or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of an investment adviser or IA rep, a consumer should contact their state securities law administrator.

Links are provided as a convenience and are for informational purposes only. These links are not a part of the Clear Financial Partners, Inc., ClearFP Advisors, LLC and/or ClearFP Life, LLC’s web site nor are they monitored by Clear Financial Partners, Inc., ClearFP Advisors, LLC., and/or ClearFP Life, LLC.  These companies do not guarantee the accuracy or completeness of any data obtained, and accept no responsibility for the content, or the use, of the web site. These companies assume no liability for any inaccuracies, errors or omissions in or from any data or other information provided on the pages, or for any actions taken in reliance on any such data or information.


Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 10 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

​Alt Investments

Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by a prospectus that discloses all risks, fees, and expenses.  They are not tax-efficient, and an investor should consult with his/her tax advisor prior to investing. Alternative investments have higher fees than traditional investments and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.


​Asset Allocation does not guarantee a profit or protect against a loss in a declining market.  It is a method used to help manage investment risk.

​Exchange Traded Funds (ETF’s) are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.​

In explanation of comments regarding Tim Clairmont’s international recognition by industry leaders - Tim has been asked to speak and has received accolades for speaking to financial planning and insurance professional audiences in the Philippines, India, Africa, the UK, Australia, and China.


Copyright Clear Financial Partners, Inc. 2021

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