FINANCIAL EDUCATION LIBRARY

Glossary

1035 Exchange

401(k) Plan

401(k) Loan

403(b) Plan

Account Balance

Adjustable-Rate Mortgage (ARM)

Adjusted Gross Income (AGI)

Administrator

After-Tax Return

Aggressive Growth Fund

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Tax Resources

Tax Calendar

A list of important dates from the federal tax calendar

Tax Forms

A full set of downloadable forms from the IRS

Tax Publications

A full set of downloadable publications from the IRS

Tax Rates

Tables to enable you to find your federal marginal income tax rate

ESTATE

  • Critical Estate Documents

  • Estate Management Checklist

  • And the Executor Is

  • Put It in a Letter

  • Will Power

  • A Brief History of Estate Taxes

  • Trends in Charitable Giving

  • Problems with Probate

  • Succeeding at Business Succession

  • What is the Value of Your Business?

  • Choosing a Business Structure

  • Understanding the Alternate Valuation Date

  • Planning for Special Needs Children

  • A Primer on Irrevocable Life Insurance Trusts

  • A Living Trust Primer

  • Tips for Finding Care for Your Special-Needs Child

  • Revising Estate Strategy Assumptions

  • Yours, Mine and Ours: Estate Strategies for Second Marriages

  • Four Reasons Millennials Need an Estate Strategy

  • Four Steps to Valuing an Estate

  • When Heirs are Imperfect

  • Test Your Estate Strategy Knowledge

LIFESTYLE

  • Lots of Variables with Fixed-Rate Mortgages

  • Fixed or Variable Mortgage, Which Should You Pick?

  • To Catch a Thief

  • A House Divided

  • Healthy Body, Healthy Pocketbook

  • Do Your Kids Know The Value of a Silver Spoon?

  • Countdown to College

  • Putting a Price Tag On Your Health

  • Crowdfunding—Capital for the 21st Century

  • Prevent a Rift: Money Tips for Newlyweds

  • Personal Finance Tips for Military Families

  • A Cheat Sheet for Sending Your Kid to College

  • The Financial Literacy Crisis

  • Saving on Fitness Center Membership Costs

  • Stop Wasting Money

  • Please Leave Home Without It

  • Changing Unhealthy Behaviors

  • Debt Stress

  • Avoiding Cognitive Decline

  • Raising Healthy Children

  • Good Health is Good Business

  • Money Draining Food Myths

  • Apps That Help Achieve Goals

INSURANCE

  • Assess Life Insurance Needs

  • A Look at Whole Life Insurance

  • Is Term Life Insurance for You?

  • Universal Life Insurance

  • Variable Universal Life Insurance

  • What to Look for in a Long-Term Care Policy

  • Understanding Long-Term Care

  • Keep Your Umbrella Handy

  • Disability and Your Finances

  • Term vs. Permanent Life Insurance

  • Insuring Your Business With a Buy/Sell Agreement

  • Protecting Your Business from the Loss of a Key Person

  • Can Group, Private Disability Policies Work Together?

  • Planning for the Expected

  • Understanding the Basics of Medigap Policies

  • What You Should Do About Insurance Following a Divorce

  • When to Self-Insure

  • When Does Your Personal Car Become a Commercial Vehicle?

  • The ABC’s of Auto Insurance

  • Understanding Homeowner’s Insurance

  • Insuring Your Business Against Cyber Liability

INVESTMENT

  • The Business Cycle

  • A Look at Diversification

  • Inflation & Your Money

  • Mutual Funds vs. ETFs

  • Value vs. Growth Investing

  • Rebalancing Your Portfolio

  • Estimating the Cost of College

  • TIPS for Inflation

  • Types of Stock Market Analysis

  • Best-Performing Asset Classes

  • How the Federal Reserve Works

  • A Primer on Dividends

  • Asset Allocation

  • How Stocks Work

  • Required Reading: The Economic Report of the President

  • Getting a Head Start on College Savings

  • A Decision Not Made Is Still a Decision

  • Global vs. International: What’s The Difference?

  • The Great Debate Continues: Active vs. Passive

  • All Muni Bonds Are Not Created Equal

  • A Taxing Story: Capital Gains and Losses

  • Four Really Good Reasons to Invest

  • How Financial Advisors Are Compensated

  • What’s Your Investment IQ?

  • You Would Rather Be...

  • How to Invest in LGBTQ+ Friendly Companies

RETIREMENT

  • What Is an Annuity?

  • 9 Facts About Retirement

  • 9 Facts About Social Security

  • The Cost of Procrastination

  • Healthcare Costs in Retirement

  • When Should You Take Social Security

  • Traditional vs. Roth IRA

  • What Is a Stretch IRA?

  • Split Annuity Strategy

  • Where Will Your Retirement Money Come From?

  • Important Birthdays Over 50

  • How Will Working Affect Social Security Benefits?

  • Immediate vs. Deferred Annuities

  • Women and Financial Strategies

  • Caring for Aging Parents

  • What Is a Roth 401(k)?

  • Catch-Up Contributions

  • Systematic Withdrawals in Retirement

  • Retirement Income and the Traditional Portfolio

  • Your Changing Definition of Risk in Retirement

  • A Bucket Plan to Go with Your Bucket List

  • Choosing a Retirement Plan that Fits Your Business

  • Is a SEP-IRA Right for Your Business?

  • Orchestrating Your Retirement Accounts

  • Inflation - Back to the Future

  • Money that Buys Good Health is Never Ill Spent

  • Certain Uncertainties in Retirement

TAX

TAX

MONEY

  • Spotting Credit Trouble

  • How Does Your Credit Score Compare?

  • U.S. Personal Savings Rate

  • Life and Death of a Twenty Dollar Bill

  • Pay Yourself First

  • Buying vs. Leasing a Car

  • Your Emergency Fund: How Much Is Enough?

  • Budget Check Up: Tax Time Is the Right Time

  • What to Look for in Personal Finance Apps

  • Password Protection Strategies

  • A Penny Saved is Two Pennies Earned

  • The Economic Journey of Your Morning Coffee

  • Making Sense of U.S. Household Net Worth

  • Countering Counterfeit Currency

  • Weighing the Benefits of Prepaid Debit Cards

  • The Half Million Dollar Baby

  • The Lowdown on Those Free Credit Scores

  • Strategies For Managing Student Loan Debt

  • Budgeting After a Divorce

  • The History of Currency

  • How Big is Money?

  • The Five Basics of Financial Literacy

  • How to Read Your Credit Report

  • Data Thieves from Outer Space

  • Understanding Marginal Income Tax Brackets

  • How Income Taxes Work

  • What Do Your Taxes Pay For?

  • What If You Get Audited?

  • What Is a 1035 Exchange?

  • Do You Owe The AMT?

  • How to Make the Tax Code Work for You

  • Tax Deductions You Won't Believe

  • Donating Art: Taxation Abstraction

  • Red Flags for Tax Auditors

  • “Dirty Dozen” Tax Scams to Watch For

  • How to Appeal Your Property Taxes

  • Six Most Overlooked Tax Deductions

  • You May Need to Make Estimated Tax Payments If…

  • Does Your Child Need to File an Income Tax Return?

  • Tax Rules When Selling Your Home

  • Death is No Excuse

  • What the New Tax Bill Means for You

  • Tax Reform: Before and After

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15573 Bangy Rd Suite 100

Lake Oswego, OR 97035

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